4 reviews

Beginner On-Ramps

Apps and brokers built for a first purchase. The cost is rarely in the headline fee, so these reviews dig into spreads, payment-method surcharges and whether you can move coins off the platform at all.

Current pick: Bitpanda7.5/10

  1. Bitpanda homepage, captured for this review01

    Bitpanda

    7.5/10
    European buyers who want a licensed local provider

    Bitpanda is what a European retail crypto broker should look like: regulated, boring, and priced at about 1.49% for the convenience. The cheaper product is on the same site, and almost nobody finds it.

    ~1.49% spread on the broker, far lower on Pro
  2. Robinhood Crypto homepage, captured for this review02
    US investors holding crypto alongside equities

    Robinhood charges no commission on crypto. That is true, and it is not the same as free — the revenue arrives through order routing, and it shows up in the price you get rather than on your statement.

    No commission; cost is in the spread
  3. eToro homepage, captured for this review03

    eToro

    6.7/10
    Social trading across crypto and equities

    eToro's fee is simple and simply expensive: 1% to buy, 1% to sell. Everything else about the platform — the regulation, the polish, the social layer — is downstream of whether you accept that number.

    1% buy and 1% sell on crypto, plus spread
  4. MoonPay homepage, captured for this review04

    MoonPay

    6.3/10
    One-off card purchases inside a wallet app

    MoonPay is not an exchange and should not be compared with one. It is a payment rail that converts a card into a token at the point of need, and it charges payment-rail prices for it.

    ~4.5% by card, ~1% by bank transfer